Insurance

Prepaid Medicine

Keralty Prepaid Medicine is a management model of healthcare services through which the company is obliged to guarantee its users a sufficient, comprehensive and high scientific quality network of health service providers, that will provide preventive, curative and/or rehabilitation medicine, in outpatient or hospital form, within the conditions established in the corresponding contracts. The company assumes all the expenses related to the services provided.

Characteristics of Keralty Prepaid Medicine:

The services cover from the prevention and medical consultations to the most specialized surgery, without the user having to acquire additional expenses.

Keralty assumes the cost of the medical services covered and provided by the associated professional or institution, eliminating the economic relation of doctor-patient and institution.

The user accesses the service directly and in an unlimited manner.

Basic and Public - Private Insurance

This is a health insurance product addressed to large populations and based on the strategy of primary healthcare, centered on the person, supported by a resolution focused medical center network that is integrated with all the actors of the Health System to facilitate user access to superior levels of care if necessary. The product is characterized for:

Being a standardized, efficient and decisive healthcare model.

Identifying and managing the healthcare risk of each one of the users with the support of health promotion, disease prevention and educational activities.

Having agile and low-cost access to the first level of healthcare with defined coverage.

Having a comprehensive medical center network that resolves healthcare needs and is coordinated with the Health System and other attention levels, pursuing the total efficiency of the system.

Through EPS Sanitas, Keralty provides comprehensive coverage to Colombian workers and their families with a model that organizes and guarantees the provision of health services that are defined in the basket of benefits, and that is recognized as the broadest in the region.

This model, which is based on programs of Primary Healthcare integrated into a broad and committed network of clinics and hospitals, has led EPS Sanitas to be recognized as the Health Service Provider with the best reputation in Colombia.